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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,441 | $29,736-71.6% | $56,033-84.9% | $80,935-89.6% |
| Participation rate | 27.0% | 41.7%-14.7pp | 52.5%-25.5pp | 67.7%-40.6pp |
| Annual return | 13.86% | 35.28%-21.4pp | 1711.38%-1697.5pp | 35.66%-21.8pp |
| Employer contribution / active EE | $367 | $671-45.4% | $1,041-64.8% | $2,757-86.7% |
| Participant deferral / active EE | $674 | $1,228-45.1% | $1,954-65.5% | $4,299-84.3% |
| Admin fee / account holder | $169 | $2,434-93.0% | $2,827-94.0% | $6,924-97.6% |