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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,516 | $103,164-87.9% | $90,259-86.1% | $154,746-91.9% |
| Participation rate | 72.7% | 76.1%-3.4pp | 70.7%+2.0pp | 80.7%-8.0pp |
| Annual return | 40.17% | 19.25%+20.9pp | 18.88%+21.3pp | 172.34%-132.2pp |
| Employer contribution / active EE | $1,539 | $2,532-39.2% | $2,291-32.9% | $4,379-64.9% |
| Participant deferral / active EE | $2,283 | $4,422-48.4% | $3,827-40.3% | $6,730-66.1% |
| Admin fee / account holder | $1,443 | $8,593-83.2% | $7,267-80.1% | $14,365-90.0% |