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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,983 | $172,111+137.6% | $150,298+172.1% | $137,256+198.0% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 19.68% | 69.37%-49.7pp | 62.79%-43.1pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,110 | $4,636-76.1% | $4,154-73.3% | $4,156-73.3% |
| Participant deferral / active EE | $7,974 | $6,166+29.3% | $5,453+46.2% | $6,407+24.5% |
| Admin fee / account holder | $382 | $16,471-97.7% | $14,116-97.3% | $12,270-96.9% |