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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,579 | $107,666-83.7% | $102,184-82.8% | $154,746-88.6% |
| Participation rate | 71.4% | 83.7%-12.3pp | 82.6%-11.2pp | 80.7%-9.3pp |
| Annual return | 18.07% | 29.33%-11.3pp | 31.58%-13.5pp | 172.34%-154.3pp |
| Employer contribution / active EE | $0 | $3,846-100.0% | $3,594-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,231 | $8,719-40.0% | $8,309-37.0% | $6,730-22.3% |
| Admin fee / account holder | $7,881 | $12,943-39.1% | $11,609-32.1% | $14,365-45.1% |