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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,725 | $106,749-4.7% | $145,433-30.1% | $82,448+23.4% |
| Participation rate | 76.9% | 75.6%+1.3pp | 82.1%-5.2pp | 68.1%+8.9pp |
| Annual return | 13.58% | 27.59%-14.0pp | 66.58%-53.0pp | 41.64%-28.1pp |
| Employer contribution / active EE | $1,134 | $3,444-67.1% | $4,554-75.1% | $2,551-55.6% |
| Participant deferral / active EE | $5,512 | $6,519-15.4% | $7,897-30.2% | $4,139+33.2% |
| Admin fee / account holder | $7,844 | $8,390-6.5% | $13,129-40.3% | $7,234+8.4% |