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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,412 | $282,059-80.7% | $213,469-74.5% | $154,746-64.8% |
| Participation rate | 57.1% | 82.7%-25.5pp | 77.1%-20.0pp | 80.7%-23.6pp |
| Annual return | 19.38% | 20.90%-1.5pp | 20.58%-1.2pp | 172.34%-153.0pp |
| Employer contribution / active EE | $1,448 | $6,189-76.6% | $4,994-71.0% | $4,379-66.9% |
| Participant deferral / active EE | $2,615 | $8,186-68.1% | $6,841-61.8% | $6,730-61.1% |
| Admin fee / account holder | $685 | $37,435-98.2% | $27,141-97.5% | $14,365-95.2% |