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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,412 | $239,571-77.3% | $183,328-70.3% | $137,256-60.4% |
| Participation rate | 57.1% | 82.4%-25.3pp | 77.3%-20.2pp | 80.0%-22.8pp |
| Annual return | 19.38% | 35.69%-16.3pp | 29.67%-10.3pp | 220.34%-201.0pp |
| Employer contribution / active EE | $1,448 | $6,148-76.4% | $5,055-71.3% | $4,156-65.2% |
| Participant deferral / active EE | $2,615 | $7,995-67.3% | $6,795-61.5% | $6,407-59.2% |
| Admin fee / account holder | $685 | $30,059-97.7% | $21,427-96.8% | $12,270-94.4% |