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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,675 | $73,787-1.5% | $98,716-26.4% | $82,448-11.9% |
| Participation rate | 68.3% | 61.4%+6.9pp | 69.3%-1.0pp | 68.1%+0.2pp |
| Annual return | 18.52% | 18.57%0pp | 31.81%-13.3pp | 41.64%-23.1pp |
| Employer contribution / active EE | $2,612 | $1,511+72.8% | $2,279+14.6% | $2,551+2.4% |
| Participant deferral / active EE | $5,150 | $3,081+67.1% | $4,048+27.2% | $4,139+24.4% |
| Admin fee / account holder | $4,916 | $6,500-24.4% | $8,703-43.5% | $7,234-32.0% |