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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,953 | $70,366-63.1% | $66,674-61.1% | $138,895-81.3% |
| Participation rate | 30.0% | 76.2%-46.2pp | 73.7%-43.7pp | 79.9%-49.9pp |
| Annual return | 23.95% | 386.41%-362.5pp | 321.24%-297.3pp | 145.39%-121.4pp |
| Employer contribution / active EE | $444 | $2,765-83.9% | $2,620-83.1% | $4,194-89.4% |
| Participant deferral / active EE | $2,486 | $4,374-43.2% | $4,084-39.1% | $6,396-61.1% |
| Admin fee / account holder | $211 | $5,262-96.0% | $5,098-95.9% | $12,562-98.3% |