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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,557 | $61,125-68.0% | $94,057-79.2% | $87,485-77.6% |
| Participation rate | 72.9% | 64.1%+8.8pp | 73.3%-0.5pp | 68.9%+3.9pp |
| Annual return | 25.54% | 35.20%-9.7pp | 480.62%-455.1pp | 26.06%-0.5pp |
| Employer contribution / active EE | $1,343 | $2,136-37.1% | $2,933-54.2% | $2,596-48.3% |
| Participant deferral / active EE | $4,241 | $3,260+30.1% | $4,709-10.0% | $4,274-0.8% |
| Admin fee / account holder | $1,549 | $5,629-72.5% | $7,244-78.6% | $7,775-80.1% |