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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,557 | $51,638-62.1% | $68,368-71.4% | $82,448-76.3% |
| Participation rate | 72.9% | 63.6%+9.2pp | 73.8%-0.9pp | 68.1%+4.8pp |
| Annual return | 25.54% | 37.53%-12.0pp | 292.57%-267.0pp | 41.64%-16.1pp |
| Employer contribution / active EE | $1,343 | $2,047-34.4% | $2,649-49.3% | $2,551-47.3% |
| Participant deferral / active EE | $4,241 | $2,914+45.6% | $4,123+2.9% | $4,139+2.4% |
| Admin fee / account holder | $1,549 | $4,643-66.6% | $5,150-69.9% | $7,234-78.6% |