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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,260 | $67,823+108.3% | $52,425+169.5% | $137,256+2.9% |
| Participation rate | 75.0% | 63.9%+11.1pp | 55.6%+19.4pp | 80.0%-5.0pp |
| Annual return | 17.41% | 219.11%-201.7pp | 302.12%-284.7pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,373 | $1,163+104.1% | $914+159.6% | $4,156-42.9% |
| Participant deferral / active EE | $13,902 | $2,288+507.6% | $1,790+676.5% | $6,407+117.0% |
| Admin fee / account holder | $1,312 | $2,844-53.9% | $2,495-47.4% | $12,270-89.3% |