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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,042 | $108,911-47.6% | $100,392-43.2% | $145,884-60.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.26% | 58.23%-50.0pp | 49.45%-41.2pp | 551.85%-543.6pp |
| Employer contribution / active EE | $3,504 | $4,420-20.7% | $3,941-11.1% | $4,662-24.8% |
| Participant deferral / active EE | $11,500 | $8,459+36.0% | $8,090+42.2% | $6,690+71.9% |
| Admin fee / account holder | $3,256 | $9,698-66.4% | $7,904-58.8% | $13,392-75.7% |