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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,435 | $111,787-28.9% | $93,681-15.2% | $145,978-45.6% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 10.37% | 203.52%-193.2pp | 133.47%-123.1pp | 550.52%-540.2pp |
| Employer contribution / active EE | $2,076 | $3,093-32.9% | $2,422-14.3% | $4,662-55.5% |
| Participant deferral / active EE | $5,404 | $4,918+9.9% | $4,415+22.4% | $6,690-19.2% |
| Admin fee / account holder | $7,705 | $10,256-24.9% | $8,290-7.1% | $13,400-42.5% |