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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,435 | $111,878-29.0% | $93,727-15.2% | $145,897-45.6% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 10.37% | 204.28%-193.9pp | 133.83%-123.5pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,076 | $3,092-32.9% | $2,421-14.3% | $4,663-55.5% |
| Participant deferral / active EE | $5,404 | $4,920+9.8% | $4,417+22.3% | $6,689-19.2% |
| Admin fee / account holder | $7,705 | $10,256-24.9% | $8,292-7.1% | $13,390-42.5% |