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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,123 | $169,356+142.2% | $129,406+216.9% | $145,897+181.1% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.6%-3.0pp | 80.3%-13.6pp |
| Annual return | 11.38% | 14418.62%-14407.2pp | 9468.18%-9456.8pp | 552.29%-540.9pp |
| Employer contribution / active EE | $18,869 | $5,542+240.5% | $4,155+354.1% | $4,663+304.7% |
| Participant deferral / active EE | $10,345 | $4,987+107.5% | $4,167+148.2% | $6,689+54.7% |
| Admin fee / account holder | $0 | $9,915-100.0% | $7,689-100.0% | $13,390-100.0% |