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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,349 | $102,595-61.6% | $94,057-58.2% | $154,746-74.6% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 19.01% | 583.42%-564.4pp | 480.62%-461.6pp | 172.34%-153.3pp |
| Employer contribution / active EE | $3,475 | $3,147+10.4% | $2,933+18.5% | $4,379-20.6% |
| Participant deferral / active EE | $5,197 | $5,118+1.5% | $4,709+10.4% | $6,730-22.8% |
| Admin fee / account holder | $15,487 | $7,736+100.2% | $7,244+113.8% | $14,365+7.8% |