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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,349 | $72,071-45.4% | $68,368-42.4% | $137,256-71.3% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 19.01% | 353.14%-334.1pp | 292.57%-273.6pp | 220.34%-201.3pp |
| Employer contribution / active EE | $3,475 | $2,788+24.7% | $2,649+31.2% | $4,156-16.4% |
| Participant deferral / active EE | $5,197 | $4,410+17.8% | $4,123+26.1% | $6,407-18.9% |
| Admin fee / account holder | $15,487 | $5,336+190.3% | $5,150+200.7% | $12,270+26.2% |