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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,499 | $146,267-34.0% | $197,124-51.0% | $82,448+17.0% |
| Participation rate | 71.9% | 84.0%-12.1pp | 86.7%-14.8pp | 68.1%+3.8pp |
| Annual return | 57.41% | 29.61%+27.8pp | 44.34%+13.1pp | 41.64%+15.8pp |
| Employer contribution / active EE | $2,687 | $4,723-43.1% | $6,227-56.8% | $2,551+5.3% |
| Participant deferral / active EE | $13,652 | $7,035+94.1% | $9,135+49.5% | $4,139+229.8% |
| Admin fee / account holder | $1,787 | $14,422-87.6% | $16,298-89.0% | $7,234-75.3% |