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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,390 | $99,380-35.2% | $90,312-28.7% | $155,188-58.5% |
| Participation rate | 94.4% | 77.3%+17.1pp | 72.9%+21.5pp | 80.8%+13.6pp |
| Annual return | 17.36% | 19.35%-2.0pp | 18.90%-1.5pp | 148.84%-131.5pp |
| Employer contribution / active EE | $3,887 | $2,390+62.7% | $2,243+73.3% | $4,248-8.5% |
| Participant deferral / active EE | $4,880 | $4,212+15.9% | $3,749+30.2% | $6,531-25.3% |
| Admin fee / account holder | $1,241 | $9,766-87.3% | $8,248-85.0% | $14,480-91.4% |