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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,390 | $103,164-37.6% | $90,259-28.7% | $154,746-58.4% |
| Participation rate | 94.4% | 76.1%+18.4pp | 70.7%+23.7pp | 80.7%+13.7pp |
| Annual return | 17.36% | 19.25%-1.9pp | 18.88%-1.5pp | 172.34%-155.0pp |
| Employer contribution / active EE | $3,887 | $2,532+53.5% | $2,291+69.6% | $4,379-11.2% |
| Participant deferral / active EE | $4,880 | $4,422+10.4% | $3,827+27.5% | $6,730-27.5% |
| Admin fee / account holder | $1,241 | $8,593-85.6% | $7,267-82.9% | $14,365-91.4% |