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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,390 | $102,245-37.0% | $89,340-27.9% | $137,256-53.1% |
| Participation rate | 94.4% | 74.9%+19.6pp | 69.6%+24.9pp | 80.0%+14.5pp |
| Annual return | 17.36% | 21.89%-4.5pp | 20.57%-3.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $3,887 | $2,529+53.7% | $2,231+74.2% | $4,156-6.5% |
| Participant deferral / active EE | $4,880 | $4,436+10.0% | $3,823+27.7% | $6,407-23.8% |
| Admin fee / account holder | $1,241 | $8,085-84.6% | $6,704-81.5% | $12,270-89.9% |