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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,713 | $110,039-65.7% | $97,260-61.2% | $145,884-74.1% |
| Participation rate | 85.7% | 75.9%+9.8pp | 72.7%+13.1pp | 80.3%+5.4pp |
| Annual return | 13.80% | 244.44%-230.6pp | 75.54%-61.7pp | 551.85%-538.1pp |
| Employer contribution / active EE | $7,451 | $3,074+142.4% | $2,721+173.8% | $4,662+59.8% |
| Participant deferral / active EE | $4,414 | $4,674-5.5% | $4,262+3.6% | $6,690-34.0% |
| Admin fee / account holder | $464 | $6,204-92.5% | $5,640-91.8% | $13,392-96.5% |