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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,240 | $102,938-40.5% | $94,105-34.9% | $138,895-55.9% |
| Participation rate | 85.7% | 74.6%+11.1pp | 71.9%+13.8pp | 79.9%+5.8pp |
| Annual return | 23.92% | 250.28%-226.4pp | 204.55%-180.6pp | 145.39%-121.5pp |
| Employer contribution / active EE | $8,143 | $2,732+198.1% | $2,504+225.1% | $4,194+94.1% |
| Participant deferral / active EE | $4,488 | $4,196+7.0% | $3,881+15.7% | $6,396-29.8% |
| Admin fee / account holder | $468 | $6,600-92.9% | $6,199-92.4% | $12,562-96.3% |