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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,501 | $160,070-36.0% | $147,117-30.3% | $145,897-29.7% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 13.90% | 98.69%-84.8pp | 420.54%-406.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $3,257 | $5,285-38.4% | $4,932-34.0% | $4,663-30.1% |
| Participant deferral / active EE | $8,641 | $8,419+2.6% | $8,065+7.1% | $6,689+29.2% |
| Admin fee / account holder | $918 | $15,035-93.9% | $12,993-92.9% | $13,390-93.1% |