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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,615 | $81,358-66.1% | $155,556-82.2% | $80,959-65.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 21.09% | 33.39%-12.3pp | 64.84%-43.7pp | 35.67%-14.6pp |
| Employer contribution / active EE | $6,262 | $3,106+101.6% | $4,675+33.9% | $2,757+127.1% |
| Participant deferral / active EE | $5,251 | $3,455+52.0% | $5,631-6.8% | $4,300+22.1% |
| Admin fee / account holder | $1,047 | $7,994-86.9% | $15,885-93.4% | $6,925-84.9% |