Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $84,428 |
CREATIVE PLANNING LLC3 years Filed as: CREATIVE PLANNING HOLDCO, LLC Service code 15 · EIN 84-4519624 | Recordkeeping | $50,360 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,999 | $101,653-53.8% | $147,080-68.0% | $74,459-36.9% |
| Participation rate | 68.7% | 75.6%-6.9pp | 82.2%-13.5pp | 67.2%+1.4pp |
| Annual return | 12.53% | 8754.98%-8742.4pp | 420.17%-407.6pp | 1369.70%-1357.2pp |
| Employer contribution / active EE | $3,754 | $3,813-1.6% | $4,933-23.9% | $2,626+42.9% |
| Participant deferral / active EE | $9,381 | $7,304+28.4% | $8,066+16.3% | $4,350+115.7% |
| Admin fee / account holder | $340 | $1,752-80.6% | $12,989-97.4% | $1,945-82.5% |