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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,241 | $100,970+146.8% | $96,576+158.1% | $137,256+81.6% |
| Participation rate | 85.7% | 82.6%+3.1pp | 81.4%+4.3pp | 80.0%+5.8pp |
| Annual return | 15.96% | 38.16%-22.2pp | 38.47%-22.5pp | 220.34%-204.4pp |
| Employer contribution / active EE | $7,179 | $3,809+88.5% | $3,553+102.1% | $4,156+72.7% |
| Participant deferral / active EE | $11,848 | $8,286+43.0% | $7,956+48.9% | $6,407+84.9% |
| Admin fee / account holder | $2,740 | $11,312-75.8% | $11,381-75.9% | $12,270-77.7% |