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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,241 | $135,905+83.4% | $126,068+97.7% | $198,609+25.5% |
| Participation rate | 85.7% | 85.6%+0.1pp | 84.7%+1.0pp | 82.4%+3.3pp |
| Annual return | 15.96% | 14.07%+1.9pp | 15.01%+1.0pp | 202.70%-186.7pp |
| Employer contribution / active EE | $7,179 | $4,245+69.1% | $3,968+80.9% | $5,055+42.0% |
| Participant deferral / active EE | $11,848 | $8,523+39.0% | $8,214+44.2% | $6,977+69.8% |
| Admin fee / account holder | $2,740 | $21,036-87.0% | $18,264-85.0% | $19,030-85.6% |