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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,241 | $107,666+131.5% | $102,184+143.9% | $154,746+61.1% |
| Participation rate | 85.7% | 83.7%+2.0pp | 82.6%+3.1pp | 80.7%+5.0pp |
| Annual return | 15.96% | 29.33%-13.4pp | 31.58%-15.6pp | 172.34%-156.4pp |
| Employer contribution / active EE | $7,179 | $3,846+86.7% | $3,594+99.8% | $4,379+63.9% |
| Participant deferral / active EE | $11,848 | $8,719+35.9% | $8,309+42.6% | $6,730+76.0% |
| Admin fee / account holder | $2,740 | $12,943-78.8% | $11,609-76.4% | $14,365-80.9% |