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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,057 | $154,228-80.5% | $145,433-79.3% | $137,256-78.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.38% | 74.59%-55.2pp | 66.58%-47.2pp | 220.34%-201.0pp |
| Employer contribution / active EE | $2,141 | $4,804-55.4% | $4,554-53.0% | $4,156-48.5% |
| Participant deferral / active EE | $7,985 | $8,216-2.8% | $7,897+1.1% | $6,407+24.6% |
| Admin fee / account holder | $674 | $14,344-95.3% | $13,129-94.9% | $12,270-94.5% |