Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,673 | $79,223-61.3% | $102,460-70.1% | $74,478-58.8% |
| Participation rate | 47.1% | 74.8%-27.7pp | 76.5%-29.5pp | 67.2%-20.2pp |
| Annual return | 13.06% | 54.98%-41.9pp | 29.47%-16.4pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $1,479 | $2,363-37.4% | $3,025-51.1% | $2,626-43.7% |
| Participant deferral / active EE | $2,398 | $4,417-45.7% | $5,056-52.6% | $4,350-44.9% |
| Admin fee / account holder | $3,640 | $2,003+81.7% | $9,460-61.5% | $1,946+87.0% |