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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,582 | $45,119+1.0% | $85,126-46.5% | $74,429-38.8% |
| Participation rate | 57.7% | 49.4%+8.3pp | 67.5%-9.9pp | 67.2%-9.6pp |
| Annual return | 33.00% | 26.28%+6.7pp | 66.63%-33.6pp | 1368.38%-1335.4pp |
| Employer contribution / active EE | $1,483 | $1,460+1.5% | $2,731-45.7% | $2,625-43.5% |
| Participant deferral / active EE | $3,325 | $2,738+21.4% | $4,523-26.5% | $4,348-23.5% |
| Admin fee / account holder | $1,460 | $2,214-34.0% | $6,160-76.3% | $1,944-24.9% |