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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,140 | $95,404-63.2% | $113,397-69.0% | $82,637-57.5% |
| Participation rate | 62.7% | 72.8%-10.2pp | 76.5%-13.8pp | 68.1%-5.4pp |
| Annual return | 36.56% | 19.08%+17.5pp | 23.20%+13.4pp | 53.51%-16.9pp |
| Employer contribution / active EE | $2,105 | $2,307-8.7% | $2,977-29.3% | $2,552-17.5% |
| Participant deferral / active EE | $5,940 | $4,220+40.8% | $5,076+17.0% | $4,126+43.9% |
| Admin fee / account holder | $2,807 | $9,168-69.4% | $11,957-76.5% | $7,339-61.8% |