Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,072 | $58,234-22.6% | $81,783-44.9% | $80,874-44.3% |
| Participation rate | 41.5% | 63.4%-21.9pp | 72.4%-30.8pp | 67.6%-26.1pp |
| Annual return | 12.25% | 41.70%-29.5pp | 775.05%-762.8pp | 35.62%-23.4pp |
| Employer contribution / active EE | $711 | $2,341-69.6% | $2,913-75.6% | $2,756-74.2% |
| Participant deferral / active EE | $2,359 | $3,283-28.1% | $4,320-45.4% | $4,297-45.1% |
| Admin fee / account holder | $363 | $4,982-92.7% | $7,380-95.1% | $6,935-94.8% |