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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,892 | $80,332-47.9% | $107,187-60.9% | $64,097-34.6% |
| Participation rate | 26.3% | 54.4%-28.1pp | 75.0%-48.7pp | 55.2%-28.9pp |
| Annual return | 17.34% | 24.26%-6.9pp | 204.55%-187.2pp | 34.64%-17.3pp |
| Employer contribution / active EE | $853 | $2,501-65.9% | $3,782-77.4% | $1,891-54.9% |
| Participant deferral / active EE | $1,512 | $3,109-51.4% | $5,096-70.3% | $3,080-50.9% |
| Admin fee / account holder | $2,724 | $4,314-36.9% | $9,162-70.3% | $3,454-21.2% |