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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,526 | $227,399-68.1% | $189,758-61.8% | $198,609-63.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 18.07% | 61.03%-43.0pp | 52.62%-34.6pp | 202.70%-184.6pp |
| Employer contribution / active EE | $2,189 | $5,526-60.4% | $4,767-54.1% | $5,055-56.7% |
| Participant deferral / active EE | $6,248 | $6,837-8.6% | $5,856+6.7% | $6,977-10.5% |
| Admin fee / account holder | $1,775 | $25,162-92.9% | $20,388-91.3% | $19,030-90.7% |