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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,676 | $88,778+65.2% | $81,844+79.2% | $145,884+0.5% |
| Participation rate | 81.8% | 75.1%+6.7pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 15.87% | 1033.03%-1017.2pp | 778.87%-763.0pp | 551.85%-536.0pp |
| Employer contribution / active EE | $4,487 | $3,087+45.3% | $2,916+53.8% | $4,662-3.8% |
| Participant deferral / active EE | $6,787 | $4,648+46.0% | $4,323+57.0% | $6,690+1.5% |
| Admin fee / account holder | $1,083 | $8,430-87.2% | $7,355-85.3% | $13,392-91.9% |