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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,454 | $70,366+129.5% | $66,674+142.2% | $138,895+16.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 21.83% | 386.41%-364.6pp | 321.24%-299.4pp | 145.39%-123.6pp |
| Employer contribution / active EE | $23,335 | $2,765+743.9% | $2,620+790.6% | $4,194+456.4% |
| Participant deferral / active EE | $17,317 | $4,374+295.9% | $4,084+324.0% | $6,396+170.7% |
| Admin fee / account holder | $27,423 | $5,262+421.1% | $5,098+437.9% | $12,562+118.3% |