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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,654 | $88,087+10.9% | $164,866-40.8% | $74,546+31.0% |
| Participation rate | 64.6% | 73.1%-8.5pp | 78.6%-14.0pp | 67.2%-2.6pp |
| Annual return | 12.14% | 17.27%-5.1pp | 69.97%-57.8pp | 1366.03%-1353.9pp |
| Employer contribution / active EE | $2,273 | $2,595-12.4% | $4,343-47.7% | $2,624-13.4% |
| Participant deferral / active EE | $3,948 | $4,499-12.2% | $6,033-34.6% | $4,347-9.2% |
| Admin fee / account holder | $1,687 | $2,232-24.4% | $12,689-86.7% | $1,944-13.2% |