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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $961,789 | $154,228+523.6% | $145,433+561.3% | $137,256+600.7% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 20.91% | 74.59%-53.7pp | 66.58%-45.7pp | 220.34%-199.4pp |
| Employer contribution / active EE | $12,823 | $4,804+166.9% | $4,554+181.6% | $4,156+208.6% |
| Participant deferral / active EE | $14,041 | $8,216+70.9% | $7,897+77.8% | $6,407+119.2% |
| Admin fee / account holder | $687 | $14,344-95.2% | $13,129-94.8% | $12,270-94.4% |