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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,894 | $101,618+102.6% | $93,063+121.2% | $137,256+50.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 12.30% | 223.95%-211.7pp | 34.15%-21.9pp | 220.34%-208.0pp |
| Employer contribution / active EE | $979 | $2,707-63.9% | $2,476-60.5% | $4,156-76.5% |
| Participant deferral / active EE | $5,509 | $4,279+28.7% | $3,958+39.2% | $6,407-14.0% |
| Admin fee / account holder | $23,780 | $6,198+283.6% | $6,033+294.2% | $12,270+93.8% |