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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,070 | $88,672-51.4% | $105,223-59.1% | $82,448-47.8% |
| Participation rate | 86.1% | 67.9%+18.2pp | 75.0%+11.1pp | 68.1%+18.0pp |
| Annual return | 8.56% | 30.86%-22.3pp | 180.65%-172.1pp | 41.64%-33.1pp |
| Employer contribution / active EE | $1,570 | $3,048-48.5% | $3,689-57.4% | $2,551-38.5% |
| Participant deferral / active EE | $3,172 | $4,036-21.4% | $5,072-37.5% | $4,139-23.4% |
| Admin fee / account holder | $1,876 | $7,146-73.7% | $8,859-78.8% | $7,234-74.1% |