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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,370 | $160,070+69.5% | $147,117+84.5% | $145,897+86.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.71% | 98.69%-85.0pp | 420.54%-406.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $5,637 | $5,285+6.7% | $4,932+14.3% | $4,663+20.9% |
| Participant deferral / active EE | $13,952 | $8,419+65.7% | $8,065+73.0% | $6,689+108.6% |
| Admin fee / account holder | $5,958 | $15,035-60.4% | $12,993-54.1% | $13,390-55.5% |