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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,256 | $91,086+28.7% | $203,872-42.5% | $86,983+34.8% |
| Participation rate | 65.0% | 65.8%-0.8pp | 77.8%-12.8pp | 69.5%-4.5pp |
| Annual return | 174.91% | 22.30%+152.6pp | 85.11%+89.8pp | 25.83%+149.1pp |
| Employer contribution / active EE | $2,896 | $2,063+40.4% | $3,757-22.9% | $2,584+12.1% |
| Participant deferral / active EE | $4,987 | $4,019+24.1% | $6,388-21.9% | $4,194+18.9% |
| Admin fee / account holder | $3,669 | $8,987-59.2% | $11,730-68.7% | $7,856-53.3% |