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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,256 | $90,400+29.7% | $186,193-37.0% | $87,485+34.0% |
| Participation rate | 65.0% | 66.2%-1.2pp | 77.1%-12.1pp | 68.9%-3.9pp |
| Annual return | 174.91% | 22.15%+152.8pp | 78.03%+96.9pp | 26.06%+148.8pp |
| Employer contribution / active EE | $2,896 | $2,170+33.4% | $3,918-26.1% | $2,596+11.5% |
| Participant deferral / active EE | $4,987 | $4,330+15.2% | $6,513-23.4% | $4,274+16.7% |
| Admin fee / account holder | $3,669 | $8,673-57.7% | $11,058-66.8% | $7,775-52.8% |