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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,068 | $227,399+80.8% | $189,758+116.6% | $198,609+107.0% |
| Participation rate | 81.8% | 84.0%-2.2pp | 79.8%+2.0pp | 82.4%-0.6pp |
| Annual return | 10.56% | 61.03%-50.5pp | 52.62%-42.1pp | 202.70%-192.1pp |
| Employer contribution / active EE | $17,570 | $5,526+217.9% | $4,767+268.6% | $5,055+247.5% |
| Participant deferral / active EE | $17,082 | $6,837+149.8% | $5,856+191.7% | $6,977+144.8% |
| Admin fee / account holder | $109,068 | $25,162+333.5% | $20,388+435.0% | $19,030+473.1% |