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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,491 | $155,555-83.0% | $146,866-82.0% | $155,188-82.9% |
| Participation rate | 81.8% | 84.0%-2.1pp | 82.5%-0.7pp | 80.8%+1.0pp |
| Annual return | 15.04% | 115.41%-100.4pp | 102.85%-87.8pp | 148.84%-133.8pp |
| Employer contribution / active EE | $2,049 | $4,647-55.9% | $4,425-53.7% | $4,248-51.8% |
| Participant deferral / active EE | $6,225 | $8,044-22.6% | $7,759-19.8% | $6,531-4.7% |
| Admin fee / account holder | $2,941 | $14,755-80.1% | $13,620-78.4% | $14,480-79.7% |