Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: SHEPHERD FINANCIAL INVESTMENTS Service code 26 111 CONGRESSIONAL BOULEVARD · CARMEL, IN 46032 | Advisory (Participants) | $48,483 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $9,525 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,464 | $119,626-46.1% | $147,096-56.2% | $99,269-35.1% |
| Participation rate | 58.6% | 73.4%-14.9pp | 82.2%-23.6pp | 71.7%-13.1pp |
| Annual return | 23.20% | 28.81%-5.6pp | 419.75%-396.5pp | 17.66%+5.5pp |
| Employer contribution / active EE | $1,635 | $4,152-60.6% | $4,936-66.9% | $3,265-49.9% |
| Participant deferral / active EE | $3,940 | $7,997-50.7% | $8,071-51.2% | $5,344-26.3% |
| Admin fee / account holder | $124 | $150-17.1% | $13,005-99.0% | $109+13.7% |