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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,241 | $160,040-8.0% | $147,096+0.1% | $145,877+0.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.28% | 98.49%-80.2pp | 419.75%-401.5pp | 551.28%-533.0pp |
| Employer contribution / active EE | $3,806 | $5,289-28.0% | $4,936-22.9% | $4,663-18.4% |
| Participant deferral / active EE | $21,140 | $8,429+150.8% | $8,071+161.9% | $6,691+216.0% |
| Admin fee / account holder | $309 | $15,050-98.0% | $13,005-97.6% | $13,402-97.7% |