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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,655 | $126,661-39.5% | $113,397-32.4% | $138,895-44.8% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.5%-26.5pp | 79.9%-29.9pp |
| Annual return | 15.99% | 25.05%-9.1pp | 23.20%-7.2pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,056 | $3,456-40.5% | $2,977-30.9% | $4,194-51.0% |
| Participant deferral / active EE | $8,470 | $5,693+48.8% | $5,076+66.9% | $6,396+32.4% |
| Admin fee / account holder | $3,390 | $14,549-76.7% | $11,957-71.6% | $12,562-73.0% |