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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,655 | $136,860-44.0% | $120,344-36.3% | $154,746-50.5% |
| Participation rate | 50.0% | 79.9%-29.9pp | 76.7%-26.7pp | 80.7%-30.7pp |
| Annual return | 15.99% | 21.38%-5.4pp | 20.30%-4.3pp | 172.34%-156.3pp |
| Employer contribution / active EE | $2,056 | $3,533-41.8% | $3,020-31.9% | $4,379-53.0% |
| Participant deferral / active EE | $8,470 | $5,793+46.2% | $5,135+65.0% | $6,730+25.9% |
| Admin fee / account holder | $3,390 | $15,393-78.0% | $12,742-73.4% | $14,365-76.4% |