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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,972 | $183,539+28.0% | $155,556+51.1% | $145,897+61.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 11.43% | 61.31%-49.9pp | 64.84%-53.4pp | 552.29%-540.9pp |
| Employer contribution / active EE | $9,997 | $5,315+88.1% | $4,675+113.8% | $4,663+114.4% |
| Participant deferral / active EE | $4,062 | $6,467-37.2% | $5,631-27.9% | $6,689-39.3% |
| Admin fee / account holder | $197,849 | $19,275+926.5% | $15,885+1145.5% | $13,390+1377.5% |