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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,000 | $87,132-38.0% | $105,624-48.9% | $80,959-33.3% |
| Participation rate | 34.4% | 70.4%-36.1pp | 75.3%-40.9pp | 67.7%-33.3pp |
| Annual return | 11.95% | 17.03%-5.1pp | 116.20%-104.3pp | 35.67%-23.7pp |
| Employer contribution / active EE | $1,260 | $2,397-47.4% | $3,168-60.2% | $2,757-54.3% |
| Participant deferral / active EE | $2,958 | $3,985-25.8% | $5,013-41.0% | $4,300-31.2% |
| Admin fee / account holder | $2,565 | $8,449-69.6% | $10,961-76.6% | $6,925-63.0% |