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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,697 | $106,524+7.7% | $152,301-24.7% | $87,485+31.1% |
| Participation rate | 73.9% | 75.8%-1.8pp | 82.4%-8.5pp | 68.9%+5.0pp |
| Annual return | 10.02% | 26.89%-16.9pp | 80.50%-70.5pp | 26.06%-16.0pp |
| Employer contribution / active EE | $1,139 | $3,371-66.2% | $4,624-75.4% | $2,596-56.1% |
| Participant deferral / active EE | $7,339 | $6,525+12.5% | $8,004-8.3% | $4,274+71.7% |
| Admin fee / account holder | $31,149 | $8,287+275.9% | $14,398+116.3% | $7,775+300.6% |