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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,697 | $106,749+7.4% | $145,433-21.1% | $82,448+39.1% |
| Participation rate | 73.9% | 75.6%-1.7pp | 82.1%-8.2pp | 68.1%+5.8pp |
| Annual return | 10.02% | 27.59%-17.6pp | 66.58%-56.6pp | 41.64%-31.6pp |
| Employer contribution / active EE | $1,139 | $3,444-66.9% | $4,554-75.0% | $2,551-55.3% |
| Participant deferral / active EE | $7,339 | $6,519+12.6% | $7,897-7.1% | $4,139+77.3% |
| Admin fee / account holder | $31,149 | $8,390+271.3% | $13,129+137.3% | $7,234+330.6% |