Filed August 28, 2009 (most recent of 4 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: HIGHLAND ASSOCIATES, INC. Service code 26 · EIN 63-0955503 | Advisory (Participants) | $59,167 |
LINCOLN NATIONAL CORPORATION10+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $30,175 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,105 | $73,283-3.0% | $155,556-54.3% | $106,553-33.3% |
| Participation rate | 68.7% | 73.3%-4.6pp | 78.2%-9.5pp | 69.8%-1.1pp |
| Annual return | 16.43% | 15.76%+0.7pp | 64.84%-48.4pp | 17.37%-0.9pp |
| Employer contribution / active EE | $0 | $2,241-100.0% | $4,675-100.0% | $3,359-100.0% |
| Participant deferral / active EE | $4,801 | $4,567+5.1% | $5,631-14.7% | $5,562-13.7% |
| Admin fee / account holder | $7 | $56-87.5% | $15,885-100.0% | $80-91.3% |