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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,939 | $111,785-30.3% | $93,669-16.8% | $145,877-46.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 18.01% | 203.79%-185.8pp | 133.59%-115.6pp | 551.28%-533.3pp |
| Employer contribution / active EE | $2,064 | $3,096-33.3% | $2,424-14.9% | $4,663-55.7% |
| Participant deferral / active EE | $7,938 | $4,919+61.4% | $4,416+79.8% | $6,691+18.7% |
| Admin fee / account holder | $3,056 | $10,256-70.2% | $8,291-63.1% | $13,402-77.2% |