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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,357 | $73,787+23.8% | $98,716-7.5% | $82,448+10.8% |
| Participation rate | 67.6% | 61.4%+6.2pp | 69.3%-1.6pp | 68.1%-0.4pp |
| Annual return | 16.94% | 18.57%-1.6pp | 31.81%-14.9pp | 41.64%-24.7pp |
| Employer contribution / active EE | $2,397 | $1,511+58.6% | $2,279+5.2% | $2,551-6.0% |
| Participant deferral / active EE | $4,219 | $3,081+36.9% | $4,048+4.2% | $4,139+1.9% |
| Admin fee / account holder | $1,575 | $6,500-75.8% | $8,703-81.9% | $7,234-78.2% |