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| Provider | Service type | Compensation |
|---|---|---|
SLAVIC INTEGRATED ADMINISTRATION10+ years Service code 15 · EIN 65-0608221 | Recordkeeping | $223,617 |
SLAVIC INTEGRATED ADMINISTRATION10+ years Filed as: SLAVIC MUTUAL FUND MANAGEMENT CORP Service code 28 · EIN 59-2749576 | Investment Management | $78,078 |
CLIFTONLARSONALLEN LLP6 years Filed as: CLIFTON LARSEN ALLEN LLP Service code 10 · EIN 41-0746749 | Accounting | $22,890 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,122 | $45,031+11.3% | $85,009-41.0% | $77,671-35.5% |
| Participation rate | 58.5% | 48.7%+9.8pp | 67.5%-9.0pp | 70.6%-12.1pp |
| Annual return | 4.97% | 79.22%-74.2pp | 66.47%-61.5pp | 31.21%-26.2pp |
| Employer contribution / active EE | $2,115 | $1,609+31.4% | $2,728-22.5% | $2,726-22.4% |
| Participant deferral / active EE | $4,525 | $2,807+61.2% | $4,522+0.1% | $4,648-2.6% |
| Admin fee / account holder | $308 | $912-66.3% | $6,153-95.0% | $430-28.5% |