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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,487 | $178,174-26.8% | $156,181-16.5% | $137,256-4.9% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.8%+8.7pp | 80.0%+7.5pp |
| Annual return | 13.50% | 84.19%-70.7pp | 64.87%-51.4pp | 220.34%-206.8pp |
| Employer contribution / active EE | $3,566 | $4,972-28.3% | $4,294-17.0% | $4,156-14.2% |
| Participant deferral / active EE | $9,686 | $6,888+40.6% | $6,132+57.9% | $6,407+51.2% |
| Admin fee / account holder | $16,209 | $17,404-6.9% | $14,586+11.1% | $12,270+32.1% |