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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,954 | $101,752+61.1% | $164,928-0.6% | $80,911+102.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 12.21% | 16.73%-4.5pp | 70.08%-57.9pp | 35.63%-23.4pp |
| Employer contribution / active EE | $2,926 | $2,953-0.9% | $4,343-32.6% | $2,756+6.2% |
| Participant deferral / active EE | $3,874 | $4,477-13.5% | $6,034-35.8% | $4,297-9.9% |
| Admin fee / account holder | $2,573 | $8,218-68.7% | $12,684-79.7% | $6,935-62.9% |