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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,954 | $101,798+61.1% | $165,071-0.7% | $80,935+102.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 12.21% | 16.73%-4.5pp | 70.17%-58.0pp | 35.66%-23.5pp |
| Employer contribution / active EE | $2,926 | $2,954-1.0% | $4,347-32.7% | $2,757+6.1% |
| Participant deferral / active EE | $3,874 | $4,476-13.5% | $6,035-35.8% | $4,299-9.9% |
| Admin fee / account holder | $2,573 | $8,221-68.7% | $12,695-79.7% | $6,924-62.8% |