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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,046 | $68,097+70.4% | $62,929+84.4% | $137,256-15.5% |
| Participation rate | 40.9% | 77.4%-36.5pp | 73.1%-32.2pp | 80.0%-39.1pp |
| Annual return | 16.62% | 1859.11%-1842.5pp | 1063.93%-1047.3pp | 220.34%-203.7pp |
| Employer contribution / active EE | $1,022 | $2,811-63.6% | $2,505-59.2% | $4,156-75.4% |
| Participant deferral / active EE | $4,487 | $4,553-1.4% | $3,888+15.4% | $6,407-30.0% |
| Admin fee / account holder | $61 | $6,521-99.1% | $5,065-98.8% | $12,270-99.5% |